Property Description

Assumable FHA financing for qualified buyers. This well-kept 3-bed, 2.5-bath contemporary home offers a highly functional layout. Located in the Edmond School District, it features a bright open-concept first floor, upstairs owner's suite, & quick access to nearby shopping, daycares, & new restaurants. First floor is perfectly designed for everyday living & entertaining, with a bright kitchen & a seamless flow into the main living area.Modern Kitchen: Comes equipped with a gas range, dishwasher, refrigerator, disposal, microwave, & washer and dryer. All bedrooms located upstairs. The primary bedroom features a private en-suite bath & spacious walk-in closet. A stylish powder room is located on the main floor. There is a fenced yard with a covered porch & an underground sprinkler. (FHA) mortgage with a fixed interest rate of 4.25%. Current Principal Balance: $250,523.98 (as of Sept. 2026) Remaining Term: 28 years remaining. Truth in Lending Act (TILA) Disclosures & Financing Terms: To assume this loan, a qualified buyer must meet the underwriting guidelines. Financing the purchase of this property involves the following terms. Estimated Down Payment / Equity Gap: $21,476.02 at asking price (difference between purchase price & the assumed loan balance, which the buyer must provide via cash or separate financing).Assumption Fee: one-time processing fee of up to $900 may be charged by the lender to review and approve the creditworthiness of the assuming borrower. Total Monthly Payment: will vary based on required escrow accounts, including local property taxes, homeowner's insurance premiums, and an FHA Monthly Mortgage Insurance Premium. Credit approval required. Standard lender underwriting fees, title charges, and escrow setup fees apply. Actual Annual Percentage Rate (APR) for the assumption process may vary based on final lender fees & prepaids . Financing terms subject to change based on exact date of transfer.

Property Features

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